Deposit -- Conduct Tenge and US dollar demand deposit for natural persons and corporate customers.

"Industrial and  Commercial Bank of China (Almaty)" JSC is a member  of the mandatory deposit insurance system on the basis of Certificate No. 032 of June 06, 2005.
Mandatory deposit insurance system  is regulated by the Law of the Republic of Kazakhstan dated July 7, 2006 No. 169-III "On Mandatory insurance deposits  placed with second-tier banks of the Republic of Kazakhstan". For these purposes, an organization was established that carries out mandatory deposit insurance - "Kazakhstan Deposit Insurance Fund" JSC .
Moneys held with bank accounts of individuals in national and foreign currencies are subject to insurance:
term deposits, demand deposits, conditional deposits;
money on current accounts and payment cards.
In case of forced liquidation of a bank, the owner of a bank account / deposit receives a guarantee compensation within the maximum amount of the guarantee compensation
The state insure for all deposits and bank accounts for one depositor in each of the banks is:
up to 10 million tenge - on deposits in national currency,
up to KZT 5 million - on deposits in foreign currency (in equivalent, at the exchange rate established at the date of entry into force of a court decision on the forced liquidation of a member bank).
If the depositor has several guaranteed deposits, different in types and currency in one bank, the amount of the state guarantee does not exceed 10 million tenge.

For more information on guaranteeing deposits, please go to: www.kdif.kz
"Kazakhstan Deposit Insurance Fund" JSC
Hot line: 8 800 080 10 20 (free of charge in Kazakhstan)
Reception: 8 (727) 312 24 49
Republic of Kazakhstan, 050051 Almaty, Dostyk Ave. 136 (BC "Pioner-3"), 8th floor.

Loan -- Mainly target at the Chinese companies to distribute short-term loan.

Remittance -- Conduct inward and outward remittance business for natural persons and corporate customers.

Exchange -- Conduct currency trading and exchange business for natural persons and corporate customers. Letter of Credit -- Open letter of credit and conduct the notification, L/C transfer, negotiation payment and financing business under the L/C.

Guaranty: A surety or guaranty, in finance, is a promise by one party (the guarantor) to assume responsibility for the debt obligation of a borrower if that borrower defaults. The person or company that provides this promise, is also known as a surety or guarantor.

Internet-banking-- Conduct online banking inquiries, remittance and other services for natural persons and corporate customers.